Terms of Service

1. Who we are

This website and the Ivory Kapitmoor platform are operated by [LEGAL ENTITY], registered at [REGISTERED ADDRESS], registration number [REGISTRATION NUMBER] (“we”, “us”). You can reach us at [CONTACT EMAIL].

2. These terms

By accessing this website or using the platform you agree to these terms. If you do not agree with them, do not use the service. If you are using the service on behalf of an organisation, you confirm you have authority to bind that organisation.

3. What the service is

Ivory Kapitmoor provides market analysis software and market information. It is a research tool. It does not provide investment, legal, tax or accounting advice, it does not execute transactions, and it does not hold client money or assets.

See our Risk Disclosure for the risks involved in acting on market information.

4. Eligibility

You must be at least 18 years old and legally able to enter into a binding contract in your jurisdiction. The service is not offered to anyone in a jurisdiction where doing so would break local law, including anyone subject to applicable sanctions.

5. Your account

You are responsible for keeping your account credentials secure and for everything that happens under your account. Tell us promptly at [CONTACT EMAIL] if you believe your account has been compromised. We will never ask you for your trading account credentials, and you should never give them to anyone claiming to be us.

6. Acceptable use

You agree not to:

• use the service for anything unlawful, or in breach of market regulations;
• scrape, resell, or redistribute market data or analysis without written permission;
• attempt to access accounts, systems or data that are not yours;
• interfere with the service, or place unreasonable load on it;
• reverse engineer any part of the platform except where the law says you may.

7. Market data and third party content

Market data may come from third parties and may be delayed, incomplete or inaccurate. It is provided for information only and must not be relied on as the definitive price for any transaction. Third party content remains the property of its owners and may be subject to their own terms.

8. No warranty

The service is provided “as is” and “as available”. To the fullest extent the law allows, we exclude all warranties, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, or freedom from infringement. We do not warrant that the service will be uninterrupted, secure, or free of errors, or that any analysis will be accurate or profitable.

9. Limitation of liability

To the fullest extent the law allows, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, trading losses, loss of data or loss of goodwill, arising out of or relating to your use of the service. Our total aggregate liability is limited to [AMOUNT OR FORMULA].

Nothing in these terms limits any liability that cannot lawfully be limited, including for fraud.

10. Your trading decisions

You are solely responsible for your trading and investment decisions and their outcomes. We do not act as your adviser, agent or fiduciary, and no communication from us creates an advisory relationship.

11. Intellectual property

The platform, its software, design and content are owned by us or our licensors and are protected by intellectual property law. These terms do not transfer any ownership to you. You may not copy, modify or distribute any part of the service except as these terms allow.

12. Fees

[DESCRIBE PRICING, BILLING AND REFUND TERMS, OR STATE THAT NO FEES APPLY.]

13. Suspension and termination

We may suspend or end your access if you breach these terms, if we are required to by law, or if we discontinue the service. You may stop using the service at any time.

14. Changes to these terms

We may update these terms. If a change is material we will give reasonable notice before it takes effect. Continuing to use the service after that point means you accept the updated terms.

15. Governing law

These terms are governed by the laws of [JURISDICTION], and the courts of [JURISDICTION] have exclusive jurisdiction over any dispute arising from them.

16. Contact

Questions about these terms: [CONTACT EMAIL], or see our contact page.